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Who is the person primarily responsible for managing your money?

Do you own a credit card?

Please indicate how often you have engaged in the following activities in the past six months:

Comparison shopped when purchasing a product or service.


never	rarely	sometimes	often	always

Paid all your bills on time.


never	rarely	sometimes	often	always

Kept a written or electronic record of your monthly expenses.


never	rarely	sometimes	often	always

Stayed within your budget or spending plan.


never	rarely	sometimes	often	always

Paid off credit card balance in full each month.


never	rarely	sometimes	often	always

Maxed out the limit on one or more credit cards.


never	rarely	sometimes	often	always

Made only minimum payments on a loan.


never	rarely	sometimes	often	always

Began or maintained an emergency savings fund.


never	rarely	sometimes	often	always

Saved money from every paycheck.


never	rarely	sometimes	often	always

Saved for a long term goal such as a car, education, home, etc.


never	rarely	sometimes	often	always

Contributed money to a retirement account.


never	rarely	sometimes	often	always

Bought bonds, stocks, or mutual funds.


never	rarely	sometimes	often	always

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